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Ranked
on
Merit
Rankings
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How we test
About
Category
Money
Budgeting apps, personal finance trackers and the services that run household money.
Ranking
Money
The best budgeting apps
YNAB wins on budgeting tools, bank connections and full exports. Actual Budget scores almost as high for free if you can run a server, and Monarch is the pick for couples who share everything.
Best overall
YNAB
7.8
11 tools scored
Oct 21, 2026